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 Personal Life - proLife Series
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The Liberty Life Insurance Package provides you with the appropriate insurance protection
anywhere in the world. These low annual premiums reduce your need for long-term Life
Insurance commitments and allow you to buy into alternative investment products with
potentially higher yields.
Three insurance covers are offered :
Term Life Insurance - a cost effective way to obtain life insurance protection;
Critical Illness Insurance - lump sum benefit and Medical Second Opinion available at times of need;
Personal Accident Insurance - protects against accidental injury.
All the above insurance covers are available on a stand alone basis.
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Term Life Insurance
Liberty offers annual, 5 years level, 10 years level and 20 years level guaranteed renewable Term Life
Insurance at a competitive premium. You can decide your own Sum Assured depending on your
needs at the different stages in your life. Given the low costs of this insurance
protection, you can have more flexibility to utilize your funds towards higher
return investments. The benefits to you are:
Maximum Life Insurance protection for financial stability to the family.
Optional Total and Permanent Disability Benefit Rider to protect against
unforeseen accident and sickness. A lump sum benefits not more than the Term
Life Insurance will be prepaid to the life insured.
50% of the Life Insurance benefit will be prepaid in the event of Terminal
Illness, thus providing you with the financial support necessary in times of need.
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Brochure |
Critical Illness Insurance
At Liberty, we understand the devastation in times of serious illness, therefore the
Critical Illness Insurance offered by Liberty not only provides financial means
for medical treatment, it also offers the Insured free access to
Medical Second Opinion (MSO) by doctors of leading
medical institutions around the world.
The MSO, a service provided by MediGuide,
includes review of the insured person's attending physician's report by specialist doctors
of one of the world renowned hospitals, wherein a report will then be compiled and returned
directly to the insured. A report of this nature is invaluable to the patient when considering
options for medical treatment.
If you are our member eligibile for Medical Second Opinion (MSO) under your
insurance plan, you can call the MediGuide Hotline in Hong Kong at
(852) 8101 3682 to
seek for Medical Second Opinion Service
A lump sum payment once the life insured is diagnosed to have suffered from
one of the 40 Critical Illness covered by the policy.
Additional Bereavement Benefit of US$3,000.
Free Medical Second Opinion once the life insured is diagnosed to have suffered
from one of the Critical Illnesses covered by the policy
Optional Total and Permanent Disability Benefit Rider to protect against
unforeseen accidents and sickness. A lump sum benefit not more than the Critical
Illness Insurance Benefit will be prepaid to the life insured.
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Brochure |
Personal Accident Insurance
Personal Accident Insurance provides extra protection to you against accidental
death and injury, 24 hours a day, no matter it is business or pleasure, and
anywhere in the world. The low premium cost allows you to purchase a high amount
of benefit, as a compliment to your other personal insurance protection.
Lump sum payment in the event of the insured person encounters accident
resulting in death or permanent disability, whether total or partial.
Include cover for Medical Evacuation and Repatriation by International SOS.
Also provide cover for major burns.
Double indemnity for accidents on public transportation.
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Please contact your agent or broker for application details.
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