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 Property & Engineering Insurance
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Liberty International Insurance provides a full range of property and engineering insurance for commercial or industrial clients. We are also able to tailor-made the coverage to suit the needs of different corporations, if needed. Our products include:
Fire policy only - provides the basic cover against accidental physical damage or destruction to insured property caused by fire, lightning and explosion of boilers or gas.
Fire and Allied perils policy - provides extensive cover against accidental physical damage or destruction to insured property caused by fire, Lightning, explosion of boilers or gas plus Extra perils such as aircraft or aerial device, bush fire, earthquake, vehicle impact, riot and strike, malicious damage, sprinkler leakage, typhoon and windstorm, bursting or overflowing of water tanks, apparatus or pipes.
Property all Risks - provides a comprehensive cover against accidental physical damage or destruction to insured property caused by any perils other than the excluded causes stated in the policy.
Business Interruption Insurance - provides cover against loss of gross profit or income as a result of business interruption or interference caused by a hazard insured under Fire policy &/or Fired and Allied Perils &/or Property All Risks Policy.
Fidelity Guarantee - provides cover against all direct pecuniary loss sustained by any act of fraud or dishonesty committed by any of the Employees in connection with the duties of the insured Employee and discovered during the period of insurance.
Money Insurance - provides cover against loss of money occurring in the insured premise or in transit and cost of repair or replacement of the safe or strongroom directly associated with any theft or attempted theft.
Boiler and Pressure Vessel Insurance - provides cover against damage (other than by fire) to any insured boiler or pressure vessels and liability of Insured at law for damage to property not belonging to Insured or bodily injury to third party.
Machinery All Risks - provides cover against any unforeseen and sudden physical loss or damage to insured machines other than perils specifically excluded. Cover applies whether the insured items are at work or at rest or being dismantled for the purpose of cleaning or overhauling.
Computer Insurance - provides cover against accidental physical loss of or damage to any Computer Equipment described in the Schedule form any cause (other than an excluded peril) whilst it is within the premises. It also covers physical loss of or damage to any data carrying media insured under the policy whilst they are anywhere in Hong Kong. Policy provides option to insure interruption or interference of the business in consequence of physical damage to the computer Equipment insured.
Machinery Breakdown - provides cover against accidental breakdown of machinery, including but not limited to defects in casting and material, faulty design, faults at workshop or in erection, physical explosion, tearing apart on account of centrifugal force, short-circuit.
Contractor All Risks policy - provides cover against any unforeseen and sudden physical loss or damage to the insured property being part of the contract works, other than perils specifically excluded. Policy also indemnifies the Insured against legal liability for accident damage to physical property or accidental death, bodily injury to any third party, arising out of the performance of contract.
If you are interested to know more about our products, contact us at 2892-3888.
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